{"id":3148,"date":"2026-05-14T16:14:30","date_gmt":"2026-05-14T08:14:30","guid":{"rendered":"https:\/\/avavox.com\/resources\/3148\/"},"modified":"2026-05-14T16:14:30","modified_gmt":"2026-05-14T08:14:30","slug":"%e5%81%a5%e5%ba%b7%e9%99%a9%e5%ae%a2%e6%88%b7%e9%97%ae%e5%85%8d%e8%b5%94%e9%a2%9d%e5%a4%9a%e5%b0%91%ef%bc%8cavavox%e8%83%bd%e8%a7%a3%e9%87%8a%e5%88%b0%e4%bb%80%e4%b9%88%e7%a8%8b%e5%ba%a6%ef%bc%8c","status":"publish","type":"post","link":"https:\/\/avavox.com\/resources\/3148\/","title":{"rendered":"\u5065\u5eb7\u9669\u5ba2\u6237\u95ee&#8221;\u514d\u8d54\u989d\u591a\u5c11&#8221;\uff0cavavox\u80fd\u89e3\u91ca\u5230\u4ec0\u4e48\u7a0b\u5ea6\uff0c\u8fd9\u56de\u7b54\u7ed9\u6ee1\u5206"},"content":{"rendered":"<p>\u5065\u5eb7\u9669\u9500\u552e\u8fc7\u7a0b\u4e2d\uff0c\u5ba2\u6237\u6700\u5e38\u95ee\u7684\u95ee\u9898\u4e4b\u4e00\u5c31\u662f&#8221;\u514d\u8d54\u989d\u591a\u5c11&#8221;\u3002\u770b\u4f3c\u7b80\u5355\u7684\u95ee\u9898\uff0c\u80cc\u540e\u6d89\u53ca\u590d\u6742\u7684\u4fdd\u9669\u77e5\u8bc6\u3002avavox\u5982\u4f55\u89e3\u91ca\u514d\u8d54\u989d\uff1f\u8ba9\u6211\u4eec\u901a\u8fc7\u51e0\u4e2a\u771f\u5b9e\u573a\u666f\u770b\u770b\u3002<\/p>\n<h2>\u4e00\u3001\u514d\u8d54\u989d\u662f\u4ec0\u4e48\uff1f<\/h2>\n<h3>\u57fa\u7840\u6982\u5ff5<\/h3>\n<p>\u514d\u8d54\u989d\uff08 deductible\uff09\u662f\u4fdd\u9669\u5408\u540c\u4e2d\u7ea6\u5b9a\u7684\u4e00\u9879\u6761\u6b3e\uff0c\u6307\u5728\u4fdd\u9669\u516c\u53f8\u5f00\u59cb\u8d54\u4ed8\u4e4b\u524d\uff0c\u88ab\u4fdd\u9669\u4eba\u9700\u8981\u81ea\u884c\u627f\u62c5\u7684\u8d39\u7528\u91d1\u989d\u3002<\/p>\n<p>\u4e3e\u4e2a\u4f8b\u5b50\uff1a\u67d0\u533b\u7597\u9669\u514d\u8d54\u989d1\u4e07\u5143\uff0c\u5982\u679c\u4f4f\u9662\u82b1\u4e863\u4e07\u5143\uff0c\u4fdd\u9669\u516c\u53f8\u53ea\u4f1a\u8d54\u4ed82\u4e07\u5143\uff083\u4e07-1\u4e07=2\u4e07\uff09\uff0c\u53e6\u59161\u4e07\u9700\u8981\u81ea\u5df1\u638f\u3002<\/p>\n<h3>\u4e3a\u4ec0\u4e48\u8981\u6709\u514d\u8d54\u989d\uff1f<\/h3>\n<ul>\n<li><strong>\u964d\u4f4e\u4fdd\u8d39<\/strong>\uff1a\u514d\u8d54\u989d\u8d8a\u9ad8\uff0c\u4fdd\u8d39\u8d8a\u4fbf\u5b9c<\/li>\n<li><strong>\u51cf\u5c11\u5c0f\u989d\u7406\u8d54<\/strong>\uff1a\u907f\u514d\u56e0\u5c0f\u75c5\u5c0f\u75db\u9891\u7e41\u7406\u8d54<\/li>\n<li><strong>\u63d0\u9ad8\u7406\u8d54\u6548\u7387<\/strong>\uff1a\u53ea\u5904\u7406\u5927\u989d\u7406\u8d54\uff0c\u964d\u4f4e\u8fd0\u8425\u6210\u672c<\/li>\n<\/ul>\n<h2>\u4e8c\u3001\u5ba2\u6237\u5e38\u89c1\u95ee\u9898<\/h2>\n<h3>\u95ee\u98981\uff1a\u514d\u8d54\u989d\u662f\u6bcf\u6b21\u90fd\u8981\u6263\u5417\uff1f<\/h3>\n<p><strong>avavox\u56de\u7b54<\/strong>\uff1a<\/p>\n<blockquote><p>\u60a8\u597d\uff0c\u8fd9\u4e2a\u95ee\u9898\u95ee\u5f97\u5f88\u597d\u3002\u514d\u8d54\u989d\u7684\u8ba1\u7b97\u65b9\u5f0f\u6709\u4e24\u79cd\uff0c\u8981\u770b\u60a8\u7684\u4fdd\u5355\u5177\u4f53\u7ea6\u5b9a\uff1a<\/p><\/blockquote>\n<blockquote><p>1. <strong>\u5355\u6b21\u514d\u8d54\u989d<\/strong>\uff1a\u6bcf\u6b21\u4f4f\u9662\u90fd\u8981\u6263\u9664\u514d\u8d54\u989d\u3002\u6bd4\u5982\u7b2c\u4e00\u6b21\u4f4f\u9662\u82b1\u4e862\u4e07\uff0c\u81ea\u8d391\u4e07\uff1b\u7b2c\u4e8c\u6b21\u4f4f\u9662\u82b1\u4e863\u4e07\uff0c\u81ea\u8d391\u4e07\u3002<\/p><\/blockquote>\n<blockquote><p>2. <strong>\u5e74\u5ea6\u514d\u8d54\u989d<\/strong>\uff1a\u5168\u5e74\u7d2f\u8ba1\u8d85\u8fc7\u514d\u8d54\u989d\u540e\u5c31\u4e0d\u518d\u6263\u9664\u3002\u60a8\u7684\u60c5\u51b5\u662f\u5e74\u5ea6\u514d\u8d54\u989d1\u4e07\u5143\uff0c\u5047\u8bbe\u5168\u5e74\u4f4f\u9662\u7d2f\u8ba1\u82b1\u8d393\u4e07\u5143\uff0c\u8d85\u8fc71\u4e07\u7684\u90e8\u5206\uff082\u4e07\u5143\uff09\u90fd\u53ef\u4ee5\u8d54\u4ed8\u3002<\/p><\/blockquote>\n<blockquote><p>\u5e74\u5ea6\u514d\u8d54\u989d\u5bf9\u5ba2\u6237\u66f4\u53cb\u597d\uff0c\u5efa\u8bae\u60a8\u67e5\u770b\u4fdd\u5355\u786e\u8ba4\u662f\u54ea\u4e00\u79cd\u3002<\/p><\/blockquote>\n<h3>\u95ee\u98982\uff1a\u793e\u4fdd\u62a5\u9500\u80fd\u62b5\u6263\u514d\u8d54\u989d\u5417\uff1f<\/h3>\n<p><strong>avavox\u56de\u7b54<\/strong>\uff1a<\/p>\n<blockquote><p>\u53ef\u4ee5\u7684\u3002\u60a8\u793e\u4fdd\u62a5\u9500\u7684\u90e8\u5206\u53ef\u4ee5\u62b5\u6263\u514d\u8d54\u989d\u3002\u4e3e\u4f8b\u8bf4\u660e\uff1a<\/p><\/blockquote>\n<blockquote><p>\u5047\u8bbe\u4f4f\u9662\u82b1\u8d395\u4e07\u5143\uff0c\u793e\u4fdd\u62a5\u9500\u4e862\u4e07\u5143\uff0c\u5269\u4f593\u4e07\u5143\u9700\u8981\u81ea\u8d39\u3002\u5176\u4e2d1\u4e07\u5143\u662f\u514d\u8d54\u989d\uff0c\u5269\u4f592\u4e07\u5143\u7531\u5546\u4e1a\u4fdd\u9669\u8d54\u4ed8\u3002<\/p><\/blockquote>\n<blockquote><p>\u6240\u4ee5\u60a8\u5b9e\u9645\u53ea\u9700\u627f\u62c51\u4e07\u5143\uff0c\u5176\u4ed6\u8d39\u7528\u7531\u793e\u4fdd\u548c\u5546\u4e1a\u4fdd\u9669\u8986\u76d6\u3002<\/p><\/blockquote>\n<h3>\u95ee\u98983\uff1a\u95e8\u8bca\u6709\u514d\u8d54\u989d\u5417\uff1f<\/h3>\n<p><strong>avavox\u56de\u7b54<\/strong>\uff1a<\/p>\n<blockquote><p>\u8fd9\u8981\u770b\u60a8\u7684\u5177\u4f53\u4ea7\u54c1\u3002\u4e00\u822c\u800c\u8a00\uff1a<\/p><\/blockquote>\n<blockquote><p>&#8211; <strong>\u4f4f\u9662\u533b\u7597<\/strong>\uff1a\u901a\u5e38\u6709\u514d\u8d54\u989d\uff0c\u5e38\u89c11\u4e07\u5143<br \/>\n&#8211; <strong>\u95e8\u8bca\u533b\u7597<\/strong>\uff1a\u901a\u5e38\u6ca1\u6709\u514d\u8d54\u989d\uff0c\u4f46\u6709\u5355\u6b21\u9650\u989d<br \/>\n&#8211; <strong>\u7279\u6b8a\u95e8\u8bca<\/strong>\uff1a\u5982\u80be\u900f\u6790\u3001\u764c\u75c7\u653e\u5316\u7597\u7b49\uff0c\u901a\u5e38\u6ca1\u6709\u514d\u8d54\u989d<\/p><\/blockquote>\n<blockquote><p>\u5efa\u8bae\u60a8\u67e5\u770b\u4fdd\u5355\u7684\u4fdd\u969c\u660e\u7ec6\uff0c\u6216\u8005\u544a\u8bc9\u6211\u60a8\u7684\u4ea7\u54c1\u540d\u79f0\uff0c\u6211\u53ef\u4ee5\u5e2e\u60a8\u8be6\u7ec6\u89e3\u91ca\u3002<\/p><\/blockquote>\n<h3>\u95ee\u98984\uff1a\u514d\u8d54\u989d\u8d8a\u9ad8\u8d8a\u597d\u8fd8\u662f\u8d8a\u4f4e\u8d8a\u597d\uff1f<\/h3>\n<p><strong>avavox\u56de\u7b54<\/strong>\uff1a<\/p>\n<blockquote><p>\u8fd9\u53d6\u51b3\u4e8e\u60a8\u7684\u9700\u6c42\u548c\u7ecf\u6d4e\u72b6\u51b5\uff1a<\/p><\/blockquote>\n<blockquote><p>1. <strong>\u514d\u8d54\u989d\u4f4e<\/strong>\uff08\u59825000\u5143\uff09\uff1a\u4fdd\u8d39\u8d35\uff0c\u4f46\u5c0f\u75c5\u4e5f\u80fd\u8d54\uff0c\u9002\u5408\u7ecf\u5e38\u770b\u75c5\u7684\u4eba<\/p><\/blockquote>\n<blockquote><p>2. <strong>\u514d\u8d54\u989d\u9ad8<\/strong>\uff08\u59822\u4e07\u5143\uff09\uff1a\u4fdd\u8d39\u4fbf\u5b9c\uff0c\u4f46\u53ea\u8d54\u5927\u75c5\uff0c\u9002\u5408\u8eab\u4f53\u5065\u5eb7\u7684\u5e74\u8f7b\u4eba<\/p><\/blockquote>\n<blockquote><p>3. <strong>0\u514d\u8d54\u989d<\/strong>\uff1a\u4fdd\u8d39\u6700\u8d35\uff0c\u4f46\u53ea\u8981\u4f4f\u9662\u5c31\u80fd\u8d54\uff0c\u9002\u5408\u5e0c\u671b\u5168\u8986\u76d6\u7684\u4eba<\/p><\/blockquote>\n<blockquote><p>\u60a8\u53ef\u4ee5\u6839\u636e\u81ea\u5df1\u7684\u5c31\u533b\u9891\u7387\u548c\u9884\u7b97\u6765\u9009\u62e9\u3002<\/p><\/blockquote>\n<h2>\u4e09\u3001avavox\u7684\u89e3\u91ca\u80fd\u529b\u5206\u6790<\/h2>\n<table border=\"1\" cellpadding=\"8\" cellspacing=\"0\" style=\"border-collapse:collapse;width:100%;\">\n<thead>\n<tr>\n<th style=\"background:#f0f0f0;\">\u7ef4\u5ea6<\/th>\n<th style=\"background:#f0f0f0;\">\u8868\u73b0<\/th>\n<th style=\"background:#f0f0f0;\">\u8bc4\u4ef7<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u6982\u5ff5\u89e3\u91ca<\/strong><\/td>\n<td>\u6e05\u6670\u6613\u61c2\uff0c\u4e3e\u4f8b\u8bf4\u660e<\/td>\n<td>\u4f18\u79c0<\/td>\n<\/tr>\n<tr>\n<td><strong>\u7ec6\u8282\u56de\u7b54<\/strong><\/td>\n<td>\u8986\u76d6\u5404\u79cd\u7ec6\u5206\u95ee\u9898<\/td>\n<td>\u4f18\u79c0<\/td>\n<\/tr>\n<tr>\n<td><strong>\u4e2a\u6027\u5316\u5efa\u8bae<\/strong><\/td>\n<td>\u6839\u636e\u5ba2\u6237\u60c5\u51b5\u63d0\u4f9b\u5efa\u8bae<\/td>\n<td>\u826f\u597d<\/td>\n<\/tr>\n<tr>\n<td><strong>\u5408\u89c4\u6027<\/strong><\/td>\n<td>\u4e0d\u627f\u8bfa\u5177\u4f53\u8d54\u4ed8\u7ed3\u8bba<\/td>\n<td>\u5408\u89c4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u56db\u3001\u4e3a\u4ec0\u4e48avavox\u80fd\u89e3\u91ca\u597d<\/h2>\n<h3>1. \u4e13\u4e1a\u77e5\u8bc6\u5e93<\/h3>\n<p>avavox\u5185\u7f6e\u4e86\u91d1\u878d\u4fdd\u9669\u4e13\u4e1a\u77e5\u8bc6\u5e93\uff0c\u6db5\u76d6\u5404\u7c7b\u4ea7\u54c1\u6761\u6b3e\u3001\u5e38\u89c1\u95ee\u9898\u3001\u6807\u51c6\u89e3\u91ca\u3002<\/p>\n<h3>2. \u5927\u6a21\u578b\u7406\u89e3\u80fd\u529b<\/h3>\n<p>\u80fd\u591f\u7406\u89e3\u5ba2\u6237\u95ee\u9898\u7684\u771f\u6b63\u610f\u56fe\uff0c\u8bc6\u522b\u662f\u54ea\u79cd\u514d\u8d54\u989d\u3001\u5173\u5fc3\u4ec0\u4e48\u95ee\u9898\u3002<\/p>\n<h3>3. \u573a\u666f\u5316\u8bdd\u672f<\/h3>\n<p>\u9488\u5bf9\u4e0d\u540c\u95ee\u9898\u7c7b\u578b\uff0c\u8bbe\u8ba1\u4e86\u4e0d\u540c\u7684\u89e3\u91ca\u8bdd\u672f\uff1a\u6982\u5ff5\u89e3\u91ca\u7528\u7b80\u5355\u8bed\u8a00\uff0c\u95ee\u9898\u89e3\u7b54\u7528\u5177\u4f53\u4f8b\u5b50\uff0c\u8d2d\u4e70\u5efa\u8bae\u7528\u5bf9\u6bd4\u5206\u6790\u3002<\/p>\n<h2>\u4e94\u3001\u603b\u7ed3<\/h2>\n<p>avavox\u5728\u89e3\u91ca\u5065\u5eb7\u9669\u514d\u8d54\u989d\u65b9\u9762\u8868\u73b0\u51fa\u8272\uff1a<\/p>\n<ul>\n<li>\u6982\u5ff5\u89e3\u91ca\u6e05\u6670\uff0c\u8ba9\u5ba2\u6237\u4e00\u542c\u5c31\u61c2<\/li>\n<li>\u95ee\u9898\u56de\u7b54\u5168\u9762\uff0c\u8986\u76d6\u5404\u79cd\u7ec6\u5206\u95ee\u9898<\/li>\n<li>\u4e2a\u6027\u5316\u5efa\u8bae\u5b9e\u7528\uff0c\u5e2e\u52a9\u5ba2\u6237\u505a\u51b3\u7b56<\/li>\n<li>\u5408\u89c4\u610f\u8bc6\u5230\u4f4d\uff0c\u4e0d\u505a\u865a\u5047\u627f\u8bfa<\/li>\n<\/ul>\n<p>\u5ba2\u6237\u95ee&#8221;\u514d\u8d54\u989d\u591a\u5c11&#8221;\uff0cavavox\u4e0d\u4ec5\u544a\u8bc9\u5ba2\u6237\u6570\u5b57\uff0c\u8fd8\u80fd\u89e3\u91ca\u4e3a\u4ec0\u4e48\u662f\u8fd9\u4e2a\u6570\u5b57\u3001\u6709\u4ec0\u4e48\u5f71\u54cd\u3001\u5982\u4f55\u9009\u62e9\u3002\u8fd9\u4e2a\u56de\u7b54\uff0c\u503c\u5f97\u7ed9\u6ee1\u5206\u3002<\/p>\n<div style=\"text-align:center\">\n  <a href=\"https:\/\/dashboard.avavox.com\/login?dinfonews\" target=\"_blank\"><br \/>\n    <img decoding=\"async\" src=\"https:\/\/avavox.com\/resources\/wp-content\/uploads\/2026\/04\/99%E5%85%83%E4%BB%B7%E6%A0%BC-%E5%B0%81%E9%9D%A2%E5%9B%BE.png\" alt=\"avavox\u5927\u6a21\u578b\u5916\u547c\u673a\u5668\u4eba\" width=\"659\" height=\"auto\"><br \/>\n  <\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u5065\u5eb7\u9669\u9500\u552e\u8fc7\u7a0b\u4e2d\uff0c\u5ba2\u6237\u6700\u5e38\u95ee\u7684\u95ee\u9898\u4e4b\u4e00\u5c31\u662f&#8221;\u514d\u8d54&hellip;<\/p>\n","protected":false},"author":3,"featured_media":419,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-3148","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/posts\/3148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/comments?post=3148"}],"version-history":[{"count":0,"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/posts\/3148\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/media\/419"}],"wp:attachment":[{"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/media?parent=3148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/categories?post=3148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/avavox.com\/resources\/wp-json\/wp\/v2\/tags?post=3148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}